Heron Lake Phosphorus Reduction Project 3: Qualifying landowners can borrow up to $15,000 for a septic system replacement. A lien is assessed to the borrower's property and is repaid over seven years with an interest rate of 1.5%. Loan funds will be issued on a first-come, first-served basis through June of 2023.
Landowners or contractors must contact the HLWD office before construction begins to qualify for this program.
Please send a completed application to firstname.lastname@example.org.
- Attach copies of the following to your application to ensure quick processing;
- Complete legal dscription according to deed or contract for deed
- Copy of map or plat of the property involved
Upon application submission, please send a $75.00 application fee to:
Heron Lake Watershed District
P.O. Box 345
Heron Lake, MN 56137
Please contact Loretta Halbur at 507-793-2426 or email@example.com with any questions or further information.